Credit Management

Better credit decisions and fewer defaults: effective recovery begins long before a debt becomes overdue.

All services

Good credit management reduces bad debt; good recovery management minimises losses when defaults occur. We help organisations improve the quality of credit decisions and reduce avoidable future defaults.

01

Credit-Policy Review

Review of credit policies and processes against best practice.

02

Documentation Review

Credit, loan and contractual-document review for enforceability.

03

Credit-Risk Identification

Customer assessment and identification of credit risk early.

04

Credit-Control Procedures

Practical credit-control and receivables-monitoring procedures.

05

Early-Warning Mechanisms

Portfolio monitoring that flags deteriorating accounts before they become hard to recover.

06

Training & Readiness

Credit-management training and recovery-readiness assessments for your teams.

Why choose ECL

Your trusted credit management partner.

  • Operates across the whole receivables lifecycle
  • Reduces future losses, not only past ones
  • Practical, field-tested recommendations
  • End-to-end: from credit management to judgment enforcement